Safe Travels Elite PPO is an enhanced visitors health insurance plan for non-U.S. residents traveling outside their home country, first visiting the U.S. and then possibly visiting other countries. Building on the foundation of Safe Travels Elite, Safe Travels Elite PPO adds exclusive PPO network access while maintaining the same reliable fixed coverage structure families depend on. This plan is not available to any individual who has been residing in the USA for more than 365 days prior to their effective date.
Safe Travels Elite PPO provides coverage for people aged 14 days until the age of 90 years is attained, at which age coverage will cease. This plan is available from 5 days to 364 days, and it is a fixed coverage plan with PPO network benefits.
Enhanced Coverage with First Health PPO Network Access
Safe Travels Elite PPO deductibles range from $0 to $200. The deductible is per incident and the plan pays fixed amounts according to the schedule of benefits. This enhanced plan provides access to the First Health PPO network, featuring over 1 million healthcare providers nationwide - one of the largest PPO networks in the U.S.
The PPO network delivers significant value through:
- Average savings of 32-52% on commonly used medical services through negotiated rates
- Simplified billing process with many providers offering direct billing to reduce upfront costs
- Network stability with 99% hospital retention and 94% physician retention year-over-year
- Nationwide coverage ensuring you can find in-network providers wherever your travels take you
Trusted Medical Protection
Safe Travels Elite PPO is underwritten by Zurich Insurance Europe AG Belgian branch, ensuring reliable coverage backed by a trusted global insurer.
The plan covers acute onset of pre-existing conditions up to the policy maximum per period for persons under age 70 (cardiac $25,000). The benefit reduces to $25,000 (cardiac $15,000) for people 70-79 and reduces to $15,000 at age 80.
Safe Travels Elite PPO will cover COVID-19 (coronavirus) treatment just like any other new medical condition that occurs after the effective date of the policy, providing peace of mind during uncertain times.
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